Debt Management (Commercial & Consumer) Market Report 2004


« Back to Market Report categories

Previewing a Market Report

Published Date :
January 2004find similar
Report Type :
Market Reportfind similar
Report Sector :
Business Servicesfind similar
Price :
£ 575
Contents :
12 Chapters

Table of Contents

The table of contents below is for Debt Management (Commercial & Consumer) 2004

Executive Summary

1. Market Definition

Report Coverage

Consumer Credit

Consumer Credit Services

Commercial Credit Services

Market Sectors

Lending To Individuals

Loans Secured On Dwellings

Consumer Credit

Corporate Lending

To Other Financial Corporations

To Private Non-financial Corporations

To Unincorporated Businesses And Non-profitmaking Organisations

Finance Company Lending

Alternative Credit Providers

Debt Management And Collection

Debt Purchasing

Factoring

Securitisation

Debt Consolidation

Market Trends

Rising Consumer Credit

Consumer Vulnerability

Bank And Building Society Lending Continues To Rise

The Corporate Sector

Business Failure Increase

Economic Trends

Population

Table: Uk Resident Population Estimates By Sex

Inflation

Table: Uk Rate Of Inflation (%),-

Unemployment

Table: Actual Number Of Unemployed

Gross Domestic Product

Table: Uk Gross Domestic Product At Current

Household Disposable Income

Table: Average Uk Household Disposable Income

Market Position

The Uk

Overseas

2. Market Size

Introduction

The Total Market

Table: The Total Amounts Of Lending Outstanding By Type

By Market Sector

Lending To Individuals

Loans Secured On Dwellings

Table: Amount Of Lending Outstanding To Individuals

Consumer Credit

Table: Amounts Of Consumer Credit Outstanding

Corporate Lending

Loans To Other Financial Corporations

Table: Amount Of Lending Outstanding To Other Financial

Loans To Private Non-financial Corporations

Table: Amount Of Lending Outstanding To Private

Loans To Unincorporated Businesses And Non-profitmaking Organisations Serving Households

Table: Amount Of Lending Outstanding To Unincorporated

3. Industry Background

Recent History

Retail Store Credit

Consumer Credit

Competition

Debt Collection

Payment Periods

Housing

Number Of Companies

Regional Variations In The Marketplace

Mortgage Arrears

Business Failures

Table: Change In Business Failures By Region

Business Confidence

Industry Concentration

Table: Uk Members Of The Credit Services Association

Distribution

Internet Credit Sales

How Robust Is The Market?

Unsustainable Rates Of Credit

Industry Flexibility

Legislation

Consumer Credit Act

European Late Payment Legislation

Financial Services And Markets Act

Non-statutory Codes And Regulations

Stop Now Orders

Finance & Leasing Association Code

The Banking Code

Key Trade Associations

Finance & Leasing Association

Consumer Credit Trade Association

Credit Services Association

Federation Of European National Collection Associations

The Credit Card Research Group

Factors & Discounters Association

International Primary Market Association

Council Of Mortgage Lenders

Chartered Institute Of Public Finance And Accountancy

Other Organisations

4. Competitor Analysis

The Marketplace

Market Leaders

Cattles Plc

Company Structure

Current And Future Developments

Financial Results

Intrum Justitia Ltd

Company Structure

Current And Future Developments

Financial Results

Legal & Trade Financial Services Ltd

Company Structure

Current And Future Developments

Financial Results

London Scottish Bank Plc

Company Structure

Current And Future Developments

Financial Results

Provident Financial Plc

Company Structure

Current And Future Developments

Financial Results

Other Companies

Allied International Credit (uk) Ltd

Apex Credit Management Ltd

Bcw Group Plc

Cash Flow Services Ltd

Controlaccount Plc

Credit Limits Ltd

Inter-credit International Ltd

Jb Debt Recovery Ltd

Moreton Smith International Ltd

Philips Collection Services Ltd

The Status Enquiry Bureau Ltd

Outside Suppliers

Drakes Group Ltd

Equifax Plc

Euler Hermes Uk Plc

Icc Information Ltd

Kenyon Investigation Services Ltd

Regal Credit Consultants Ltd

Marketing Activity

5. Strengths, Weaknesses, Opportunities And Threats

Strengths

Weaknesses

Opportunities

Threats

6. Buying Behaviour

Use Of Credit

Table: Use Of Different Forms Of Credit

Use Of Home-collected Credit

Table: Use Of Home-collected Credit

Penetration Of Mortgages

Table: Penetration Of Mortgages By Type And Source

7. Current Issues

The Political Scene

Consumer Credit Act Review

Drivers Behind The Review

Objectives

Current Issues

Conservative Party Credit Card

European/international Markets

Companies' Liability For Overseas Purchases

European Market Finance Agency

Product Development

Technological Change

Extortionate Credit

Consumer Trends

Consumer Checks

8. The Global Market

The European Market

Outstanding Volumes Of Credit Per Inhabitant

Table: Average Outstanding Loans Per Inhabitant

The Uk

Germany

France

Spain

Belgium

Greece

Italy

Portugal

Household Debt In Italy

European Internet Credit Users

The Impact Of The Euro On Consumer Credit Patterns

The Global Picture

The Us

Table: Average Us Credit Card Debt Per Household

Consumer Bankruptcies

Causes Of Consumer Debt

Late Payments

Global Companies

Marginalen

Mcs Financial Intermediaries & Account Management

Specific & General Services Ltd

Svea Okonomi

Coface Uk Services Ltd

Intrum Justitia Ltd

Tessa Group Plc

International Debt Management-related Organisations

European Association Of Consumer Credit Information Suppliers

European Collectors Association

Federation Of European National Collection Associations

League International For Creditors

Tcm Group International

The Future

Globalisation

A European Credit Market?

9. Forecasts

Forecast Economic Trends

Population

Table: Forecast Uk Resident Population By Sex

Inflation

Table: Forecast Uk Rate Of Inflation (%),-

Unemployment

Table: Forecast Actual Number Of Unemployed

Gross Domestic Product

Table: Forecast Uk Gross Domestic Product

Forecasts To

Table: The Forecast Total Amount Of Lending Outstanding

Future Trends

Market Segmentation

Europeanisation/globalisation

Product Development

Technological Changes

Legislation

10. Company Profiles

Cattles Plc

Intrum Justitia Ltd

Legal & Trade Financial Services Ltd

London Scottish Bank Plc

Provident Financial Plc

11. Further Sources

Associations

Publications

General Sources

Government Publications

Other Sources

Bonnier Information Sources

Other Reports