Commercial Insurance for Small Businesses Market Assessment 2009


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Published Date :
November 2009find similar
Report Type :
Market Assessmentfind similar
Report Sector :
Insurancefind similar
Price :
£ 575
Contents :
13 Chapters

Table of Contents

The table of contents below is for Commercial Insurance for Small Businesses 2009

Executive Summary

1. Introduction

Background

The Market For General Insurance

The Effect Of The Recession

Definition

What Is A Small Business?

Table.1: Berr/bis Definition Of Firms By Size

2. Strategic Overview

The Small-business Sector

Number Of Enterprises And Employment

Table.1: Number Of Enterprises In The Uk By Industry

Table.2: Employment In The Uk By Industry

Regional Distribution Of Enterprises

Table.3: Number Of Enterprises In The Uk

Table.4: Number Of Enterprises In The Uk Per,

Number Of Bankruptcies

Table.5: Number Of Bankruptcy Orders In England

Economic Trends

Population

Table.6: Uk Resident Population Estimates

Gross Domestic Product

Table.7: Uk Gross Domestic Product At Current And

Inflation

Table.8: Uk Rate Of Inflation (%),-

Unemployment

Table.9: Actual Number Of Unemployed Persons

Household Disposable Income

Table.10: Uk Household Disposable Income

Business Confidence

Table.11: Business Confidence Index By Sector,

Economic Forecasts

Recent Risks

Table.12: Cost Of Major Weather Incidents

3. The Insurance Industry

Types Of Insurer

Lloyd's Of London

Mutual Companies

Proprietary Companies

Self-insurers

Captive Insurers

Reinsurers

Regulation

State Supervision

Financial Services And Markets Act

Financial Services Authority

Industry Action

Association Of British Insurers

Action Against Fraud

Solvency

Solvency I

Solvency Ii

Conduct Of Business

Financial Services Compensation Scheme

Financial Ombudsman Service

4. Insurance Concepts

Insurance Contract

Insurable Interest

Utmost Good Faith

Indemnity

Subrogation

Contribution

Underwriting

Physical And Moral Hazard

Physical Hazard

Moral Hazard

Fraud

Carelessness

Unreasonableness

Premiums

Reserves

Adjustable Premiums

Flat Premiums

Commission And Expenses

Commission Ratios

Expense Ratios

Renewals

Claims And Disputes

5. Commercial Insurance

Market Trends

The Current Climate For Commercial Insurance

Insurance And The Small Business

General Insurers' Reserves

Table.1: Uk General Insurers' Total Free Reserves

General Insurance By Sector

Table.2: The Uk Market For General Insurance By Sector

Commercial Business By Class

Table.3: Growth In Uk General Insurers' Premium Income

Motor Insurance

Table.4: Commercial Motor Insurance In The Uk —

Table.5: Commercial Motor Insurance In The Uk —

The Principal Commercial Motor Insurers

Table.6: The Top Ten Commercial Motor Insurers In The Uk

Property Insurance

Table.7: Commercial Property Insurance In The Uk —

Table.8: Commercial Property Insurance In The Uk —

Major Perils

Table.9: Property Insurance In The Uk — Gross Claims

Table.10: Commercial Property Insurance In The Uk —

Types Of Policy

Fire

Theft

All Risks

Glass

The Principal Commercial Property Insurers

Table.11: The Top Ten Commercial Property Insurers In The Uk

Liability Insurance

General Liability Insurance

Table.12: General Liability Insurance In The Uk —

Table.13: General Liability Insurance In The Uk —

The Principal General Liability Insurers

Table.14: The Top Ten General Liability Insurers In The Uk

Employers' Liability Insurance

Table.15: Employers' Liability Insurance In The Uk —

Table.16: Employers' Liability Insurance In The Uk —

The Principal Employers' Liability Insurers

Table.17: The Top Ten Employers' Liability Insurers In The Uk

Public Liability Insurance

Product Liability Insurance

Professional Indemnity Insurance

Directors' And Officers' Liability Insurance

Legal Expenses Insurance

Table.18: Legal Expenses Insurance In The Uk —

Credit Insurance

Table.19: Credit Insurance In The Uk — Gross Written Premiums, Insured Turnover, And Number Of Policies

Other Types Of Insurance

Money Policies

Goods-in-transit Insurance

Business Interruption Insurance

Fidelity Guarantee Insurance

Marine And Aviation Insurance

6. The Leading Insurers

The Largest General Insurers

Table.1: The Top General Insurers In The Uk

The Top Ten Commercial Insurers

Table.2: The Top Ten Commercial Insurers In The Uk

7. Distribution

Overview

Table.1: The Uk Market For Commercial Insurance

National Brokers

Provincial Brokers

Broker Profiles

Heath Lambert

Howden

Jardine Lloyd Thompson

Marsh

Swinton

Towergate

Willis

Commission

8. An International Perspective

The World's Largest Insurance Markets

Table.1: The World's Largest Insurance Markets

Table.2: Insurance Premiums As A Proportion Of Gdp —

Profitability And The Insurance Cycle

Non-life Insurance Markets Compared

Table.3: Non-life Insurance — The Largest Markets

Insurance Density

Table.4: Non-life Insurance Premiums Per Capita —

Penetration

Deregulation

9. Pest Analysis

Political Factors

Economic Factors

Social Factors

Technological Factors

10. Company Profiles

Allianz

Corporate Strategy

Strengths And Weaknesses

Product And Brand Development

Innovations

Appointments

Distribution

Profitability

Future Company Developments

Aviva

Corporate Strategy

Strengths And Weaknesses

Product And Brand Development

Innovations

Advertising

Distribution

Profitability

Future Company Developments

Axa

Corporate Strategy

Strengths And Weaknesses

Product And Brand Development

Distribution

Profitability

Future Company Developments

Groupama

Corporate Strategy

Strengths And Weaknesses

Product And Brand Development

Innovations

Distribution

Profitability

Future Company Developments

Rsa

Corporate Strategy

Strengths And Weaknesses

Innovations

Appointments

Distribution

Profitability

Future Company Developments

Zurich

Corporate Strategy

Strengths And Weaknesses

Product And Brand Development

Innovations

Appointments

Advertising

Distribution

Profitability

Future Company Developments

11. The Future

Introduction

Population

Table.1: Forecast Uk Resident Population

Gross Domestic Product

Table.2: Forecast Growth In Uk Gross Domestic Product

Inflation

Table.3: Forecast Uk Rate Of Inflation (%),-

Unemployment

Table.4: Forecast Actual Number Of Unemployed Persons

Number Of Businesses

Table.5: Forecast Number Of Enterprises

Forecasts To

Motor Insurance

Table.6: Commercial Motor Insurance In The Uk —

Property Insurance

Table.7: Commercial Property Insurance In The Uk —

Liability Insurance

General Liability Insurance

Table.8: General Liability Insurance In The Uk —

Employers' Liability Insurance

Table.9: Employers' Liability Insurance In The Uk —

Legal Expenses Insurance

Table.10: Legal Expenses Insurance In The Uk — Forecast Number Of Units And Gross Income (£m),-

Credit Insurance

Table.11: Credit Insurance In The Uk — Forecast Gross

Future Trends

Distribution

Table.12: The Forecast Uk Market For Commercial

International Outlook

Conclusion

12. Further Sources

Associations

General Sources

Government Sources

Other Sources

Key Note Sources

Other Reports