Debt Management (Commercial & Consumer) Market Report 2008

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Published Date :: August 2008find similar
Report Type :: Market Reportfind similar
Report Sector :: Business Servicesfind similar
Price :: £ 460
Contents :: 12 Chapters

Table of Contents

The table of contents below is for Debt Management (Commercial & Consumer) 2008

Executive Summary

1. Market Definition

Report Coverage

Consumer Credit Services

Commercial Credit Services

Market Sectors

Lending To Individuals

Loans Secured On Dwellings

Consumer Credit

Other Lending

Loans To Other Financial Institutions

Loans To Non-financial Corporations

Loans To Unincorporated Businesses And Non-profit-making Bodies

Market Trends

Easy Credit Conditions Are Unlikely To Reappear

Market Conditions Vary For Debt-management Companies

Amount Of Borrowing Outstanding In The Uk Continues To Rise

Mortgage Repossessions Are Increasing

Individual Voluntary Arrangements Fall In

Economic Trends

Population

Table: Uk Resident Population Estimates By Sex (000), Mid-years-2007

Gross Domestic Product

Table: Uk Gross Domestic Product At Current And Annual Chain-linked Prices (£m),-2007

Inflation

Table: Uk Rate Of Inflation (%),-2007

Unemployment

Table: Actual Number Of Unemployed Persons In The Uk (million),-2007

Household Disposable Income

Table: Uk Household Disposable Income Per Capita (£),-2007

Market Position

The Uk

Table: Consumer Credit Gross Lending By Lender (£m),-2007

Table: Consumer Credit Gross Lending By Type, (£m)-2007

Table: Total Amounts Of Lending Outstanding To Individuals And Businesses At Year End (%),-2007

Overseas

2. Market Size

The Total Market

Table: Total Amount Of Uk Bank And Building Society Lending Outstanding At Year End By Type Of Borrower (£m),-2007

Figure: Total Amount Of Uk Bank And Building Society Lending Outstanding At Year End By Type Of Borrower (£m)-2007

Table: Total Amount Of Uk Bank And Building Society Lending Outstanding To Individuals And Businesses At Year End By Type Of Borrower (%)-2007

By Market Sector

Lending To Individuals

Loans Secured On Dwellings

Table: Amount Of Uk Bank And Building Society Lending Outstanding To Individuals Secured On Dwellings At Year End (£m),-2007

Consumer Credit

Table: Amount Of Uk Bank And Building Society Consumer Credit Outstanding To Individuals At Year End (£m),-2007

Table: Amount Of Uk Bank, Building Society And Other Lenders' Consumer Credit Outstanding To Individuals At Year End (£m),-2007

Table: Amount Of Uk Bank, Building Society And Other Lenders' Consumer Credit Outstanding To Individuals By Type At Year End (£m),-2007

Other Lending

Loans To Other Financial Institutions

Table: Amount Of Uk Bank And Building Society Lending Outstanding To Other Financial Institutions At Year End (£m),-2007

Loans To Non-financial Corporations

Table: Amount Of Uk Bank And Building Society Lending Outstanding To Non-financial Corporations At Year End (£m),-2007

Loans To Unincorporated Businesses And Non-profit-making Bodies

Table: Amount Of Uk Bank And Building Society Lending Outstanding To Unincorporated Businesses And Non-profit-making Bodies At Year End (£m),-2007

3. Industry Background

Recent History

Number Of Companies

Table: Number Of Uk Vat-based Enterprises Engaged In The Financial Intermediation Sector,-2007

Employment

Table: Number Of Employees Working In The Financial Intermediation Sector In The Uk (000),-2007

Regional Variations In The Marketplace

Table: Uk Members Of The Credit Services Association By Region (number And %),

Mortgage Possession Notices

Table: Number Of Mortgage Possession Notices In County Courts In England And Wales (number And %), First Quarters-2008

Table: Number Of Mortgage Possession Notices In County Courts In England And Wales By Region (number And %), First Quarter

Table: Number Of Mortgage Possession Actions In County Courts In England And Wales (number And %), -2007

Table: Number Of Landlord Possession Actions In County Courts In England And Wales,-2007

Individual Insolvencies

Table: Number Of Individual Insolvencies In The Uk By Type By Region-2007

Company Liquidations

Table: Number Of Company Liquidations In The Uk, -2007

Table: Company Liquidations As A Percentage Of The Number Of Companies Registered� In Great Britain, Fourth Quarter-2007

Distribution

How Robust Is The Market?

Table: Number Of Mortgages Outstanding And Number Of Mortgages At Least Months In Arrears In The Uk (000, Number And %), Years Ending December-2007

Table: Number Of Vat-based Enterprises Engaged In The Financial Intermediation Sector By Age Of Business (number And %),

Legislation

The Consumer Credit Acts And

The Enterprise Act

Home Credit

Insolvency Laws

Key Trade Associations

Apacs

The Asset Based Finance Association

Consumer Credit Trade Association

Council Of Mortgage Lenders

Credit Services Association

Federation Of European National Collection Associations

Foundation For Credit Counselling

Finance & Leasing Association

International Capital Market Association

Other Organisations

4. Competitor Analysis

The Marketplace

Market Leaders

Accuma Group Plc

Company Structure

Current And Future Developments

Financial Results

Cattles Plc

Company Structure

Current And Future Developments

Financial Results

Fairpoint Group Plc

Company Structure

Current And Future Developments

Financial Results

Intrum Justitia Ltd

Company Structure

Current And Future Developments

Financial Results

Iqor Ltd

Company Structure

Current And Future Developments

Financial Results

London Scottish Bank Plc

Company Structure

Current And Future Developments

Financial Results

Provident Financial Plc

Company Structure

Current And Future Developments

Financial Results

S&u Plc

Company Structure

Current And Future Developments

Financial Results

Other Companies

Allied International Credit (uk) Ltd

Bcw Group Plc

Cashflow Services Ltd

Controlaccount Plc

Debts.co.uk Plc

Loanmakers (holdings) Plc

Moreton Smith Ltd

Mutual Clothing And Supply Co Ltd

Philips Collection Services Ltd

Outside Suppliers

Equifax Plc

Euler Hermes Uk Plc

Experian Group Plc

Icc Information Ltd

Marston Group Ltd

Regal Credit Consultants Ltd

Marketing Activity

Main Media Advertising Expenditure

Table: Main Media Advertising Expenditure On Debt Management Services (£000), Years Ending March-2008

Table: Main Media Advertising Expenditure On Debt Management Services, By Company (£000), Year Ending March

Exhibitions

5. Strengths, Weaknesses, Opportunities And Threats

Strengths

Weaknesses

Opportunities

Threats

6. Buying Behaviour

Table: Most Popular Sources Of Credit� Used In The Past Months By Type (% Of Adults),

Table: Selected Sources Of Credit Used In The Past Months By Type, By Sex, Age, Social Grade And Region (% Of Adults),

Attitudes Towards Credit And Debt

Table: Consumer Attitudes Towards Consumer Credit And Debt (% Of Adults), And

Table: Consumer Attitudes Towards Consumer Credit And Debt � Analysis Of Selected Statements (% Of Adults),

7. Current Issues

Europe

Consumer Credit Directive

The Political Scene

Payment Protection Insurance

Oft Warns Consumers About Misleading Iva Mailings

Market Trends

New Standards For Ivas Providers Come Into Force

Credit Services Association Debt Manifesto

Consumer Trends

Personal Insolvencies Expected To Rise

Demand For Home Repossession Advice Soars

Increase In Number Of People Taking Out Debt-collection Plans

Financial Services Authority Campaign To Help Consumers Make Informed Financial Decisions

Consumer Credit Counselling Services

Corporate Activity

Legislation

Tribunals, Courts And Enforcement Act

Consumer Credit Act

Technology

Home Credit Price Comparison

8. The Global Market

Introduction

Global Comparisons

The Us

Table: Us Consumer Credit Outstanding By Type Of Credit ($bn),-2007

Table: Total Number Of Bankruptcy Filings In The Us By Type, Year Endingst March-2008

Table: Foreclosure Filings In The Us (number And %),

Europe

Table: Value Of Mortgage Debt In The Eu-27 By Country (_m),

Table: Per-capita Mortgage Debt In The Eu-27 By Country (_000),

9. Forecasts

Introduction

Total Amount Of Lending Outstanding At First Quarter

Table: Total Amounts Of Lending Outstanding By Type Of Borrower (£m), First Quarter

The Economy

Population

Table: Forecast Uk Resident Population By Sex (000), Mid-years-2012

Gross Domestic Product

Table: Forecast Uk Growth In Gross Domestic Product In Real Terms (%),-2012

Inflation

Table: Forecast Uk Rate Of Inflation (%),-2012

Unemployment

Table: Forecast Actual Number Of Unemployed Persons In The Uk (million),-2012

Forecasts To

Table: Forecast Total Amount Of Bank And Building Society Lending To Individuals And Businesses Outstanding At Year End (£bn),-2012

Market Growth

Figure: Growth In The Forecast Total Amount Of Bank And Building Society Lending To Individuals And Businesses Outstanding At Year End (£bn),-2012