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Direct Insurance Market Assessment 2004


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Previewing a Market Assessment

Published Date :
November 2004find similar
Report Type :
Market Assessmentfind similar
Report Sector :
Insurancefind similar
Price :
£ 575
Contents :
14 Chapters

Table of Contents

The table of contents below is for Direct Insurance 2004

Executive Summary

1. Introduction

Overview

Definition

2. Strategic Overview

Market Dynamics And Segmentation

Market Segmentation

Market Sectors

Current Status Of The Market

Total Industry Value And Growth

Table: The Total Uk Market For General Insurance† By Gross Written Premiums (£m, % And Index),-2004e

Table: The Uk Market For General Insurance — Uk Risks†— By Gross Written Premiums (£m, % And Index),-2004e

Largest Sector And Market Share

Table: Uk General Insurance Premiums — Uk Risks†— By Distribution Channel (%),-2004e

Table: Uk Personal-lines General Insurance Premiums — Uk Risks — By Distribution Channel (%),-2004e

Figure: Estimated Uk Personal-lines General Insurance Premiums — Uk Risks — By Distribution Channel (%),

Table: The Uk Market For Personal-lines General Insurance — Uk Risks — By Category By Gross Written Premiums (£m),

Figure: The Uk Market For Personal-lines General Insurance — Uk Risks — By Category By Gross Written Premiums (%),

Market Dynamics

Market Sectors

Current Status Of The Market

Table: Banks' Links With Insurers,

Table: Direct Insurers' Links With Traditional Insurers,

Fastest-growing Sectors

Slowest-growing Sectors

Distribution

Direct Sales Forces

Direct Selling

Company Agents

Independent Intermediaries

Tied Agents

Independent Financial Advisers

Banks And Building Societies

Telephone-based Selling

Internet-based Selling

Retail Chains

Financial `supermarkets'

Interactive Digital Television

Brokers

Competitive Structure

Significant Players

Table: The Top Ten General Insurers By Uk Premiums (£m),

Non-uk Sectors

Most Significant Outlet

Advertising

Major Spenders

Table: Main Media Advertising Expenditure By Top General Insurers (£000), Year To June

Table: Main Media Advertising Expenditure On General Online Insurance (£000), Year To June

Direct Sales

The Consumer

Who Is The Consumer?

Consumer Loyalty

Consumer Factors Affecting The Sector

Regulation

Financial Ombudsman Service

Table: Number Of Complaints About General Insurance To The Financial Ombudsman Service,/2003-2003/2004

Market Forecasts

Predicted Size Of The Market

Future Prospects In Insurance/direct Insurance

Future Impact Of Regulatory Changes And Growth In E-business

3. Motor Insurance

Background

Market Size

Table: The Uk Market For Domestic Motor Insurance (annual Business) By Gross Written Premiums (£m, % And Index),-2004e

Figure: The Uk Market For Domestic Motor Insurance (annual Business) By Gross Written Premiums (£m),-2004e

Consumer Trends

Table: Average Yearly Expenditure On Motor Insurance Per Uk Household (£ And % Of Households),/1999-2003/2004e

Consumer Research

`i Buy My Motor Insurance From A Telephone-based Insurer'

`i Buy My Motor Insurance From A Broker'

Marketing Activity

Advertising

Table: Main Media Advertising Expenditure By Home And Motor Insurers (£000), Year To June

Table: Main Media Advertising Expenditure On Motor Insurance (£000), Year To June

Table: Main Media Advertising Expenditure On Online Motor Insurance (£000), Year To June

Distribution

Table: Uk Personal Motor Insurance Premiums By Distribution Channel (%),-2004e

Figure: Estimated Uk Personal Motor Insurance Premiums By Distribution Channel (%),

Suppliers

Table: The Top Ten Most Popular Motor Insurance Websites, July-august

4. House Insurance

Background

Buildings Insurance

Contents Insurance

Market Size

Table: The Uk Market For Domestic Property Insurance By Gross Written Premiums (£m, % And Index),-2004e

Figure: The Uk Market For Domestic Property Insurance By Gross Written Premiums (£m),-2004e

Consumer Trends

Table: Average Yearly Expenditure On Household Insurance Per Uk Household By Type (£ And % Of Households),/1999-2003/2004e

Table: Average Weekly Expenditure Per Uk Household And Total Weekly Uk Household Expenditure On House Contents Insurance (£ Per Week And £m Per Week), /2002 And/2003

Consumer Research

`i Buy My Buildings Insurance From A Mortgage Lender'

`i Buy My Buildings Insurance From A Broker'

`i Buy My Buildings Insurance From A Telephone-based Insurer'

`i Buy My Contents Insurance From A Mortgage Lender'

`i Buy My Contents Insurance From A Bank/building Society Branch'

`i Buy My Contents Insurance From A Broker'

`i Buy My Contents Insurance From A Telephone-based Insurer'

Marketing Activity

Advertising

Table: Main Media Advertising Expenditure On Buildings And Contents Insurance (£000), Year To June

Distribution

Table: Uk Personal Household Insurance Premiums By Distribution Channel (%),-2004e

Figure: Estimated Uk Personal Household Insurance Premiums By Distribution Channel (%),

Suppliers

Table: Leading Direct House Insurance Providers By Number Of Customers,

Table: The Top Ten Most Popular Household Insurance Websites, July-august

5. Travel Insurance

Background

Market Size

Consumer Trends

Table: Average Weekly Expenditure Per Uk Household And Total Weekly Uk Household Expenditure On Non-package Holiday Travel Insurance (£ Per Week, £m Per Week And Index),/2001-2002/2003

Consumer Research

`i Buy My Travel Insurance From A Telephone-based Insurer'

`i Buy My Travel Insurance From A Broker'

Marketing Activity

Advertising

Table: Main Media Advertising Expenditure On Travel Insurance (£000), Year To June

Distribution

Suppliers

Table: The Top Ten Most Popular Travel Insurance Websites, July-august

6. Health Insurance

Background

Table: Household Penetration Of Health Insurance By Type Of Insurance And Type Of Household (%),/2003

Market Size

Table: The Uk Market For Health Insurance (annual Business) By Gross Written Premiums (£m, % And Index),-2004e

Figure: The Uk Market For Health Insurance (annual Business) By Gross Written Premiums (£m),-2004e

Private Medical Insurance

Long-term Care

Sickness Insurance

Consumer Trends

Table: Average Yearly Expenditure On Medical Insurance Per Uk Household (£ And % Of Households),/1999-2003/2004e

Table: Average Weekly Expenditure On Medical Insurance Per Uk Household By Gross Income Decile (£ And Index),/2003

Marketing Activity

Advertising

Table: Main Media Advertising Expenditure On Private Healthcare Insurance (£000), Year To June

Distribution

Suppliers

Table: The Top Five Health Insurers By Number Of Subscribers,

Table: The Top Ten Most Popular Health Insurance Websites, July-august

7. Pet Insurance

Background

Market Size

Table: The Uk Market For Pet Insurance By Gross Written Premiums (£m, % And Index),-2004e

Figure: The Uk Market For Pet Insurance By Gross Written Premiums (£m),-2004e

Consumer Trends

Marketing Activity

Advertising

Table: Main Media Advertising Expenditure On Pet Insurance (£000), Year To June

Distribution

Suppliers

8. An International Perspective

Background

Distribution

Trends In European Distribution

Leading Players In European General Insurance

Trends In Dutch Insurance Distribution

Trends In Italian Insurance Distribution

9. Pest Analysis

Political Factors

Economic Factors

Social Factors

Technological Factors

10. Consumer Dynamics

Overview

Table: Summary Of Responses To Consumer Survey Statements (% And Rank),

Consumers' Views On Buying Insurance In Response To Direct Mail And Advertisements

`i Buy My Insurance In Response To Direct-mail Advertising'

`i Buy My Insurance In Response To Advertisements In Newspapers And Magazines'

Table: Buying Insurance In Response To Direct Mail Or Advertisements (% Of Respondents),

Consumers' Views On Buying Insurance From Financial Services Companies Or Buying Motor Insurance From A Telephone-based Insurer

`i Buy My Insurance From A Bank, Building Society Or Insurance Company'

`i Buy My Motor Insurance From A Telephone-based Insurer'

Table: Buying Insurance From Financial Services Companies Or Buying Motor Insurance From A Telephone-based Insurer (% Of Respondents),

Consumers' Views On Buying Motor Insurance From A Broker Or Towards Buying Travel Insurance From A Telephone-based Insurer

`i Buy My Motor Insurance From A Broker'

`i Buy My Travel Insurance From A Telephone-based Insurer'

Table: Buying Motor Insurance From A Broker Or Buying Travel Insurance From A Telephone-based Insurer (% Of Respondents),

Consumers' Views On Buying Travel Insurance From A Broker Or Towards Buying Buildings Insurance From A Mortgage Lender

`i Buy My Travel Insurance From A Broker'

`i Buy My Buildings Insurance From A Mortgage Lender'

Table: Buying Travel Insurance From A Broker Or Buying Buildings Insurance From A Mortgage Lender (% Of Respondents),

Consumers' Attitudes To Buying Buildings Insurance From A Broker Or From A Telephone-based Insurer

`i Buy My Buildings Insurance From A Broker'

`i Buy My Buildings Insurance From A Telephone-based Insurer'

Table: Buying Buildings Insurance From A Broker Or From A Telephone-based Insurer (% Of Respondents),

Consumers' Attitudes Towards Buying Contents Insurance From A Mortgage Lender, Or From A Bank Or Building Society Branch

`i Buy My Contents Insurance From A Mortgage Lender'

`i Buy My Contents Insurance From A Bank/building Society Branch'

Table: Buying Contents Insurance From A Mortgage Lender, Or From A Bank Or Building Society Branch (% Of Respondents),

Consumers' Views On Buying Contents Insurance From A Broker Or From A Telephone-based Insurer

`i Buy My Contents Insurance From A Broker'

`i Buy My Contents Insurance From A Telephone-based Insurer'

Table: Buying Contents Insurance From A Broker Or From A Telephone-based Insurer (% Of Respondents),

Consumers' Attitudes Towards Buying Insurance Over The Internet Or Towards Choosing The Cheapest Provider

`i Buy My Insurance Over The Internet'

`if I Need Insurance In The Future, I Will Probably Choose The Cheapest Provider'

Table: Buying Insurance Over The Internet Or Choosing The Cheapest Provider (% Of Respondents),

Consumers' Views On Choosing The Insurer Recommended By The Broker And On Choosing The Most Convenient Insurer

`if I Need Insurance In The Future, I Will Probably Choose The One Recommended By My Broker'

`if I Need Insurance In The Future, I Will Probably Choose The Most Convenient'

Table: Choosing The Insurer Recommended By The Broker And Choosing The Most Convenient Insurer (% Of Respondents),

Consumers' Views: Those Who Did Not Know, Or Who Rejected All The Suggestions Presented

`don't Know'

`none Of These'

Table: Those Who Did Not Know, Or Who Rejected All The Suggestions Presented (% Of Respondents),

11. Company Profiles

Admiral Group Plc

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Admiral Group Plc† (£000), Years Endingst December-2003

Future Company Developments

Bupa Insurance Ltd

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Bupa Insurance Ltd (£000), Years Endingst December-2003

Future Company Developments

Churchill Insurance Company Ltd

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Churchill Insurance Company Ltd (£000), Years Endingst December-2003

Future Company Developments

Direct Line Insurance Plc

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Direct Line Insurance Plc (£000), Years Endingst December-2003

Future Company Developments

Esure Insurance Ltd

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Esure Insurance Ltd (£000), Years Endingst December-2003

Future Company Developments

More Th>n (royal & Sunalliance Insurance Plc)

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Royal & Sunalliance Insurance Plc (£000), Years Endingst December-2003

Future Company Developments

Tesco Personal Finance Group Ltd

Corporate Strategy

Strengths And Weaknesses

New Product Development

Advertising

Distribution

Market Performance And Profitability

Table: Financial Results For Tesco Personal Finance Group Ltd (£000), Years Endingst December-2003

Future Company Developments

12. Forecasts

General Insurance

Table: The Forecast Total Uk Market For General Insurance† By Gross Written Premiums (£m, % And Index),-2009

Table: Forecast Uk Personal-lines General Insurance Premiums — Uk Risks — By Distribution Channel (%), -2009

Motor Insurance

Forecast Market Size

Table: The Forecast Uk Market For Domestic Motor Insurance (annual Business) By Gross Written Premiums (£m, % And Index),-2009

Figure: The Forecast Uk Market For Domestic Motor Insurance (annual Business) By Gross Written Premiums (£m),-2009

Distribution

Table: Forecast Uk Personal Motor Insurance Premiums By Distribution Channel (%),-2009

Household Insurance

Forecast Market Size

Table: The Forecast Uk Market For Domestic Property Insurance By Gross Written Premiums (£m, % And Index),-2009

Figure: The Forecast Uk Market For Domestic Property Insurance By Gross Written Premiums (£m),-2009

Distribution

Table: Forecast Uk Personal Household Insurance Premiums By Distribution Channel (%),-2009

Other Personal Lines

Strategic Options

Broker Networks

Future Regulatory Changes

Distribution Channels

Interactive Digital Television

Mobile Telephones

The Worldwide Web

Polarisation

Future Pest Analysis

Political Factors

Economic Factors

Social Factors

Technological Factors

13. Further Sources

Associations

General Sources

Government Publications

Other Sources

Bonnier Information Sources