Subscription

Service

Need more than one report? Subscribe to Key Note today for immediate access to market research, company information, a unique bespoke report generator and our easy to use sales leads builder. Request a free online demo

Direct Mortgages Market Assessment 2012


« Back to Market Assessment categories

Previewing a Market Assessment

Published Date :
January 2012find similar
Report Type :
Market Assessmentfind similar
Report Sector :
Financial Servicesfind similar
Price :
£ 575
Contents :
17 Chapters

Table of Contents

The table of contents below is for Direct Mortgages 2012

Foreword

Executive Summary

Introduction

BACKGROUND

DEFINITION

Strategy Overview

Market Dynamics and Segmentation

Economic Trends

Current Status of the Market and Consumer Trends

[(c)Total Industry Value and Growth

Total Loans for House Purchase and Remortgage

Lending and Affordability

Market Segmentation

DISTRIBUTION

[(c)COMPETITIVE STRUCTURE

MARKETING AND ADVERTISING

THE CONSUMER

[(c)Consumer Confidence

[(c)The Housing Market

[(c)House Prices

THE FUTURE

Types of Mortgage

TYPES OF MORTGAGE BY REPAYMENT METHOD

Repayment Mortgages

Interest-Only Mortgages

TYPES OF MORTGAGE BY RATE OF INTEREST

Discount-Rate Mortgages

Fixed-Rate Mortgages

Capped-Rate Mortgages

Tracker Mortgages

TYPES OF MORTGAGE BY CIRCUMSTANCES OF BORROWER

Mortgages for First-Time Buyers

Buy-to-Let Mortgages

Subprime Mortgages

Self-Certified Mortgages

Lifetime Mortgages and Equity-Release Products

OTHER TYPES OF MORTGAGE

Flexible Mortgages

Offset Account Mortgages

Islamic Mortgages

Regulation

THE FINANCIAL SERVICES AUTHORITY

Affordability Assessment

Product Regulation

Arrears Changes

Bank Branch and Building Society Sales

BACKGROUND

MARKET SIZE

[(c)By Value

By Volume

CONSUMER TRENDS

Consumer Attitudes Towards Bank Staff

Consumer Attitudes Towards Building Society Staff

DISTRIBUTION

[(c)Bank Branch Structure

[(c)Building Society Branch Structure

Telephone and E-Mortgage Sales

MARKET SHARE

Telephone Sales

E-Mortgages

CONSUMER TRENDS

Telephone and Internet Arrangement of a Mortgage

DISTRIBUTION

Telephone Mortgages

E-Mortgages

Intermediary Mortgage Lenders

INTRODUCTION

CONSUMER TRENDS

Trust in Independent Mortgage Advisers on the High Street

DISTRIBUTION

Internet Intermediaries

An International Perspective

THE EU MORTGAGE MARKET

THE US MORTGAGE MARKET

PEST Analysis

POLITICAL

The March and Budgets

Mortgage Indemnity Scheme

Regulation

ECONOMIC

Capital Market Effects

Forced Saving

Interest Rates

Securitisation

Subprime Lending

SOCIAL

[(c)Buy-to-Let

Demographic Changes

[(c)Deposits

TECHNOLOGICAL

The Growth of the Internet

Mobile Phone Applications

Security

Consumer Dynamics

OVERVIEW

Analysis of Ranking

USE OF MORTGAGE COMPARISON WEBSITES

Preferences for Using Comparison Websites to Find the Best Lenders

LEVELS OF TRUST IN ADVICE GIVEN ABOUT MORTGAGES

Independent Mortgage Advisers on the High Street

Bank Branch Staff

Building Society Staff

Estate Agents

WILLINGNESS TO ARRANGE A MORTGAGE VIA CHANNELS WITHOUT FACE-TO-FACE CONTACT

Internet Arrangement of Mortgage

Telephone Arrangement of Mortgage

Taking Out a Mortgage Via an Online Broker

MORTGAGE DEAL PREFERENCES FOR FIRST-TIME BUYERS, REFINANCING AND HOME-MOVERS

Preferences for First-Time Buyers

Preferences for Refinancing a Mortgage

Preferences for Home-Movers

FINDING THE BEAST DEAL FROM A DIRECT LENDER AND DIRECT LENDER CREDIBILITY

Finding the Best Deal from a Direct Lender

Credibility of Direct Lenders

Reputation of Direct Lenders Regarding Arrears

COSTS OF ARRANGING A MORTGAGE AND TRAPS FOR BORROWERS

Costs Involved in Arranging a Mortgage

Low-Interest Introductory Rates on Mortgages

INTEREST-RATE STABILITY AND SECURITIZED MORTGAGES

Attitudes to Fixed Mortgage Interest Rates

Attitudes to Securitized Mortgages

ATTITUDES TOWARDS MORTGAGE DEPOSITS AND MORTGAGE LENDERS

Size of Mortgage Deposits

I Trust Mortgage Lenders Less Than I Did Years Ago

Company Profiles

BARCLAYS BANK PLC

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

HSBC HOLDINGS PLC

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

LLOYDS BANKING GROUP PLC

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

NATIONWIDE BUILDING SOCIETY

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

THE ROYAL BANK OF SCOTLAND GROUP PLC

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

SANTANDER UK PLC

Corporate Strategy

Strengths and Weaknesses

New Product and Brand Development

Advertising and Marketing

Distribution

Profitability

Future Company Developments

The Future

ECONOMIC FORECASTS

Population

Gross Domestic Product

Inflation

Unemployment

MARKET FORECASTS

Market Trends

The Branch Network

Technology

Return of Subprime Lending

Return of Securitisation

Further Sources

Associations

Publications

General Sources

Government Publications

Other Sources

Key Note Sources

Key Note Ltd

Understanding TGI Data

Number, Profile, Penetration

Social Grade

Standard Region

Key Note Research

The Key Note Range of Reports